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Når en skyldner under en fogedsag viser sig ikke at have nogen aktiver, kan der afgives en insolvenserklæring. Tidligere fredede denne erklæring debitor mod nye fogedsager i seks måneder. Med de nye regler er denne fredningsperiode nu udvidet til tolv måneder.

Du kan risikere at blive erklæret insolvens, hvis du har afdragsaftaler, som du ikke overholder, og hvis du samtidig ikke har aktiver, hvis værdi overstiger gældens værdi. Hvis du får en insolventerklæring, betyder det, at dine krinsolvenserklæringeditorer ikke kan trække dig i。

______________________________________________________________________________ Det er betingelse for privat skifte, at mindst én arving, der kan optræde under boetinsolvenserklærings。

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